Fund your ground-up build with interest escrowed at closing — $0 monthly payments during construction. Same-day draws keep your GC on schedule and your project moving. Term sheets issued the same day you reach out.
Get Your Free Term Sheet Same-day term sheets • Closings in 3–4 weeks • $500K to $100MAxios finances construction projects from $500K to $100M across three primary structures. Each is funded with escrowed interest and same-day draws — the same terms that have made us the go-to lender for builders who can't afford to wait.
New builds from the foundation up — spec homes, townhomes, multifamily, mixed-use. Typical term 12–24 months with up to 90% LTC for experienced builders. Full project funding: land, hard costs, soft costs, and interest reserve all in one loan.
Acquire the land first — before permits are approved — with a bridge loan, then convert to a construction loan once entitlements are in hand. Two-phase structure with up to 85% LTC on the construction phase. Ideal for time-sensitive land acquisitions where you need to move before you're permit-ready.
Full structural renovations, additions, and office-to-residential conversions where the scope requires construction-level draw management. Typical term 6–18 months with up to 85% of ARV. Draws released same-day against completed milestones.
All three loan types share the same Axios structure: escrowed interest (no monthly payments during construction), same-day draws at each milestone, and a 3–4 week closing timeline. Deal sizes from $500K to $100M.
We underwrite based on asset quality and your ability to execute the build — not just your tax returns or credit score. Here's what we look for:
Tier 1 (Emerging): 0–2 completed projects — 65–75% LTC, licensed GC required.
Tier 2 (Established): 3–9 completed projects — 75–85% LTC, flexible GC requirements.
Tier 3 (Expert): 10+ completed projects — up to 90% LTC, builder-as-borrower eligible.
At Axios, your general contracting experience qualifies you for top-tier loan terms — even if you've never closed a real estate investment deal. A builder with 15 years of GC history but zero investment transactions qualifies for our highest leverage tier and best rates. Most lenders only count completed investment deals. We count your construction track record because it's what actually predicts project success.
Tell us about your deal — same-day term sheet, no commitment, no hard credit pull.
Get Your Free Term SheetDuring construction, you have zero income from the property. Every other lender still expects monthly interest checks. At Axios, interest is escrowed into the loan at closing. You make no payments during the build, and any unused interest is credited back at payoff. This preserves your cash for materials, contractors, and contingencies — not debt service.
When your contractor completes a milestone, you need funds released immediately — not after a 3–5 day wait. Axios releases draw funds the same day they're approved. Same-day draws keep your GC paid, your subs on schedule, and your project on timeline. Delayed draws are one of the leading causes of construction overruns; we've eliminated the problem entirely.
Entitled land and time-sensitive opportunities don't wait for committee reviews. Submit your deal details and we issue a term sheet the same day — rate, leverage, structure, and fees laid out clearly before you spend a dollar. From term sheet acceptance to funded loan: 3–4 weeks.
Most lenders base your leverage tier entirely on completed investment deals. Axios recognizes that your general contracting track record is the most direct predictor of construction success. If you've built homes as a GC for years, that experience earns you top-tier terms from day one — not after you've completed your first investment deal.
Get a same-day term sheet with your rate, leverage, and estimated costs — no commitment required.
24-hour response • Up to 90% LTC • Same-day drawsSkip the form. Connect with a decision-maker about your construction loan today.
Originate ground-up construction loans through Axios and earn commission on every close. Same-day term sheets, escrowed interest structure, and a 3–4 week close your clients will feel the difference on. No broker application required.