Most private lenders make you jump through hoops before you can submit a deal. Not us. At Axios, there's zero gatekeeping — send us a deal today, get a term sheet today. 8.5% rates, 90% LTC, same-day draws, and escrowed interest your clients will thank you for.
Submit Your First Deal → No signup required • Same-day term sheets • Lifetime broker relationshipYou source the deal. You shop five lenders. You pray one of them doesn't blow up the closing. You spend two weeks chasing underwriters who won't call back, waiting on committee approvals from people who've never seen a construction site, and explaining to your client why their rate is higher than the quote they got in week one.
And when a deal closes late — or not at all — it's your name on the line, not the lender's.
Brokers deserve a private lending partner that's fast, transparent, and makes you look good in front of your clients. That's the entire premise of working with Axios.
Kiavi requires brokers to complete a broker application and get approved before submitting deals. RCN Capital runs a broker approval process. Most private lenders make you fill out a portal, submit documents, and wait for clearance — just to be allowed to send them a deal. At Axios, there is no approval process. Submit a deal today. That's it. You're a partner the moment you do.
When you send a client to Axios, here's what they get:
Submit the deal details. We review it the same day and send a term sheet with rate, leverage, draw schedule, and structure. No committee, no delays. Your client knows where they stand immediately.
Underwriting, appraisal, and title all move in parallel. We close in 3-4 weeks — not the 60-90 days a bank would take. When your client is competing for a deal, this is the difference between winning and losing.
Every rehab and construction draw is processed the same day it's requested. Your client's contractors don't wait. Projects don't stop. Timelines stay intact.
Interest is built into the loan at closing. Your client makes zero monthly payments. Any unused interest is credited back at payoff. This preserves liquidity for what matters: materials, contractors, contingencies.
A client who closes with Axios once will want to close again. And again. We don't go around brokers — every repeat deal runs through you. That's what makes this a relationship worth building.
Brokers shop deals to multiple lenders. Here's how Axios compares to the programs you're likely already working with — Kiavi, RCN Capital, and standard private lending terms across the market.
| Feature | Axios Best | Kiavi | RCN Capital | Industry Standard |
|---|---|---|---|---|
| Broker Application Required | None — Submit Immediately | Required | Required | Usually Required |
| Starting Rate | 8.5% | 9.25%+ | 9.5%+ | 9–11% |
| Max LTC | 90% | Up to 90% | Up to 85% | 75–85% |
| Max LTARV | 75% | 75% | 70% | 65–70% |
| Typical Close Time | 3–4 weeks | 3–5 weeks | 3–6 weeks | 4–8 weeks |
| Rehab / Construction Draws | Same-Day | 1–3 days | 1–5 days | 3–7 days |
| Interest Payment Structure | Escrowed — No Monthly Payments | Monthly payments | Monthly payments | Monthly payments |
| Broker Compensation | Standard fee OR set your own | Fixed fee structure | Fixed fee structure | Fixed fee structure |
| Lifetime Client Relationship | Yes — every deal through you | Varies | Varies | Rarely guaranteed |
| Access to Decision-Makers | Direct — talk to President or VP | Loan officers | Account managers | Processors |
| Loan Range | $500K – $100M | $75K – $3M | $75K – $10M | $100K – $5M |
The two rows that matter most for brokers: no broker application (you can submit a deal right now, without waiting for anyone's approval) and escrowed interest (your clients preserve liquidity in a way no competing lender offers at this rate level).
We give you options. Pick the structure that fits your business.
Axios pays a standard origination-based broker fee at closing on every deal your client closes. Transparent, predictable, and paid directly to you at the closing table. No chasing, no invoicing, no delays.
Paid at closingSet your own fee on top of Axios's base pricing. You know your client, you know your market — structure the deal the way you want and collect your fee at closing directly. Complete flexibility.
You set the numberMost private lender broker programs pay you a fee on the first deal and let your client drift. Axios works differently. When a client closes their first deal through you, we build that relationship for the long term. Their second deal, third deal, fifth deal — they all run through you. You get compensated every time. Build a client base that keeps paying.
Use the form below or email/call directly. No portal, no account, no application. Just the deal details.
Same-day for qualified deals. Rate, leverage, draw structure, and total cost — all in writing before your client commits to anything.
Before the loan goes to underwriting, we confirm your fee structure. Standard or custom — your choice. Written into the deal.
Your compensation is funded at closing from loan proceeds. No delays, no invoice chasing. Done.
Every subsequent deal from this client is routed back to you. You built the relationship. You keep it.
When you introduce a client to Axios, they don't just get a loan — they get the best private lending terms in the market. That means the broker who sent them there looks like the smartest advisor in the room. Here's what makes clients come back:
Well below the 9–11% industry standard. On a $2M loan, that's $10,000–$50,000 in savings over the loan term — savings your client notices.
No out-of-pocket interest during construction. Cash flow stays in the project where it belongs. Unused interest credited back at payoff.
Request a rehab draw, get it the same day. Contractors get paid on time. Projects stay on schedule. No drawn-out inspection cycles.
Experienced builders access up to 90% LTC. GC experience counts toward your tier. Clients put less cash in, keep more capital working.
Your client talks to George (President) or Jason (VP), not a loan processor. Issues get resolved fast. Creative deal structures are possible.
Clients with construction background but fewer investment deals still qualify for top-tier terms. Axios recognizes experience other lenders ignore.
A client who closes with Axios has a better experience than anywhere else. Better rate. No monthly payments. Same-day draws. They tell their network. Their network asks: "Who did you use?" They say your name. You just turned one placement into three introductions — without running a single ad.
Axios covers the full stack of private real estate lending. Whether your client is doing a first ground-up build or a $50M mixed-use development, we have a product that fits.
New builds, spec homes, townhome developments. Up to 90% LTC, 12–24 month terms, escrowed interest. Learn more →
Acquisitions, heavy rehabs, repositions, stabilizations. Short-term capital while your client executes their strategy. Learn more →
Junior capital that fills the gap between senior debt and equity. Ideal for larger developments ($5M+) where your client needs higher leverage without diluting ownership. Learn more →
Partnership structures for larger deals where your client provides execution and Axios provides capital. Up to 95% of the capital stack covered. Learn more →
All products range from $500K to $100M. National lending footprint across the United States. Contact us directly to discuss any deal that doesn't fit a standard box.
One thing all Axios loan products share: escrowed interest. Your clients never make monthly payments during the loan term. Learn more about how this works and why it matters on our Escrowed Interest Payments page.
When you're pitching a client on a construction or bridge loan, the question that kills the most deals isn't the rate — it's: "How much is this going to cost me per month?"
With standard private lending, the answer is uncomfortable. On a $2M construction loan at 10%, that's $16,666 per month in interest — on a project generating zero income during the build.
With Axios's escrowed interest structure, the answer is: $0 per month.
Interest is built into the loan at closing. An interest reserve is set aside and drawn from automatically at each payment date. Your client doesn't touch it. If they finish ahead of schedule, the unused balance is credited back at payoff.
This is why clients who close with Axios come back — and why they send referrals back to the broker who found them this deal. You didn't just place a loan. You found them a lender that solved a problem no one else in the market solves at these rates.
Read the full breakdown: How Escrowed Interest Payments Work →
No broker application. No portal. No approval process. Fill out the form below and we'll turn around a term sheet the same day.
Submit a Deal Now →No. Unlike Kiavi, RCN Capital, and most private lenders that require brokers to complete an application and get approved before submitting deals, Axios has zero gatekeeping. There is no broker portal signup, no approval process, and no waiting period. Submit your client's deal directly — we review it on the spot and issue a term sheet the same day if it qualifies. You're a partner the moment you send us a deal.
Brokers have two options: (1) Standard broker commission — Axios pays a standard origination fee at closing on every deal your client closes. (2) Structure your own compensation — you set your fee on top of Axios's base pricing and collect it directly at closing. Both paths are fully transparent. More importantly, this isn't a one-time referral. We build lifetime relationships — you get compensated on every deal your client brings through Axios, not just the first one.
Typical closings are 3–4 weeks from term sheet. We issue same-day term sheets for qualified deals. Once a deal is under application, underwriting, appraisal, and title move in parallel rather than sequentially. Compare this to banks (60–90 days) and even most private lenders (30–60 days). Speed matters when your client is competing for a deal — Axios helps you win more of those situations.
Axios offers ground-up construction financing (up to 90% LTC), bridge loans (acquisitions, stabilizations, repositions), mezzanine debt, and joint venture equity for larger projects ($5M+). Deal sizes range from $500K to $100M. If your client's deal involves private real estate lending in the United States, we likely have a product for it.
Three reasons clients come back: (1) 8.5% starting rates — well below the 9–11% industry standard for private lending. (2) Escrowed interest — no monthly payments during the loan term. Any unused interest is credited at payoff, preserving client liquidity. (3) Same-day draws — rehab and construction draws processed the same day requested. When you send a client to Axios, they get better terms than anywhere else — which means more repeat referrals back to you.
The basics: your name and contact info, the property address or location, estimated loan amount, loan type (construction, bridge, etc.), property type, and a brief note on your client's experience level. That's it for a term sheet. No tax returns, no financial statements, no broker portal. We keep the intake process minimal so you can submit deals in minutes, not hours.
You stay in the deal. We don't cut brokers out or go around you to your client. Once you introduce a client to us, that relationship is yours. We process the loan, you maintain the relationship. This is a long-term partnership model — your client's second, third, and fifth deal all run through you.
Axios lends nationwide across the United States. Whether your client is doing a ground-up construction project in Texas, a bridge loan in Florida, or a mezzanine stack in New York, we can structure it. Contact us directly to confirm coverage for specific markets or property types.
No account. No application. Tell us about your client's deal and we'll get back to you the same day with a term sheet — rate, leverage, structure, and draw schedule. No commitment required.
Have a deal that needs a fast answer? Call or email directly. You'll reach the President or VP — not a processor.